Located in the heart of the historic Ewa Villages. We are honored to welcome you to our credit union family!

Current Loan Rates

Personal Loans (Signature - $15,000 max.)*
3 years 4 years 5 years 6 years	Starting at 8.25% Starting at 8.75% Starting at 9.25% Starting at 9.75%
New Auto - Based on JD Power Value*
5 years 6 years 7 Years ($25,000 min)	Starting at 5.75% Starting at 6.25% Starting at 7.25%
Used Auto - Based on JD Power Value*
3 years 4 years 5 years 6 years 7 years ($20,000 min)	Starting at 5.50% Starting at 6.00% Starting at 6.50% Starting at 7.00% Starting at 8.00%
New Motorcycle - Based on JD Power Value*
Up to 3 years 4 years 5 years 6 years	Starting at 5.50% Starting at 6.00% Starting at 6.50% Starting at 7.00%
Used Motorcycle - Based on JD Power Value*
Up to 3 years 4 years 5 years 6 years	Starting at 6.00% Starting at 6.50% Starting at 7.00% Starting at 7.50%
50% Shares Secured (Unsecured max $15,000)
4 years 5 years 6 years	Starting at 4.00% Starting at 5.00% Starting at 6.00%
100% Shares Secured ($100,000 max.)
Up to 3 years	3.00%
3+ years (7 year max.)	4.00%

Line of Credit ($5,000 max.)
	11.50%
VISA Credit Card
Platinum Classic	8.00% 11.50%

Rates are effective as of 04/01/2025. You must be an Ewa FCU member to apply for a loan. Loans are subject to credit approval. The Annual Percentage Rates (APR) are determined by the evaluation of your credit, loan term and other underwriting factors. Terms on Used Auto loans are determined by the age of the vehicle. Loans, Rates, terms and conditions are subject to change without notice. Other restrictions may apply. Please call the office for details.

*Shorter terms available. New Vehicles/Motorcycles - Approval based on 125% JD Power Clean Retail Value; Used Vehicles/Motocycles 120% of JD Power Clean Retail Value.

Current Savings Rates

TYPE	DIVIDEND RATE	APY*	DIVIDENDS COMPOUNDED & CREDITED	MINIMUM TO EARN DIVIDENDS
Primary Shares (Savings) (minimum balance $50.00)	0.15%	0.15%	Quarterly	$50.00
Christmas Club (minimum balance $0.00)	0.15%	0.15%	Quarterly	$50.00
Share Draft (Checking) (minimum balance $0.00)	0.075%	0.08%	Monthly	$50.00
6 Month Share Certificate (minimum deposit $1,000.00)	0.50%	0.50%	Quarterly	$1,000.00
12 Month Share Certificate (minimum deposit $1,000.00)	0.60%	0.60%	Quarterly	$1,000.00
24 Month Share Certificate (minimum deposit $1,000.00)	0.85%	0.85%	Quarterly	$1,000.00

*Annual Percentage Yield. Rates are effective as of 03/01/2025 and are subject to change without notice. For Certificate accounts, early withdrawal penalty fee may apply. Upon maturity, certificate funds will be automatically transferred to the member’s Primary Shares account. Other restrictions may apply. Please see your Truth-in-Savings disclosure for complete details.