Privacy Notice and Disclosures

Ewa Federal Credit Union (Ewa FCU) respects and maintains your privacy and the security of your personal information is extremely important to us. Under federal law, we are required to give you this privacy notice.
This notice is designed to inform you of our privacy policy and practices concerning the types of information we collect, how the information is used, and to assure you that we maintain strict security procedures to protect your information. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

Information We Collect About You

To help us serve your financial needs, provide services, and offer new products and services to you, we collect personally identifiable information about you from:

Information we receive from you on applications and other forms
Information about your transactions with us and our affiliates
Information we receive from consumer reporting agencies
Information obtained when verifying the information, you provide on an application or forms

How We Use Your Information

We may use your information:

to evaluate your eligibility for accounts, loans, and other products and services for which you apply
to respond to your inquiries and fulfill your requests
to administer, manage and service your accounts, products, and services
to send you marketing communications on products and services that we believe may be of interest to you, and/or to prequalify you for such products and services
to personalize your experience on our website by presenting products and offers tailored to you
to verify your identity in order to allow you online access to your accounts, conduct online transactions and to maintain measures aimed at preventing fraud and protecting the security of your account and personal information
to facilitate your transactions
to send you important information about your account(s), products and services
to comply with applicable law and regulation, other legal process, and law enforcement requirements; and
for our business purposes, such as data analysis, audits, developing new and improving our existing products and services, enhancing our website, identifying usage trends, and determining the effectiveness of promotional campaigns.

Categories of Third Parties with Whom Ewa FCU May Share Information

Ewa FCU shares personal information with third-parties only as permitted by law in connection with the administration, processing, and servicing of account and account-related transactions, in order to perform services for us on your behalf, and as required by law; for example, credit reporting agencies, bill payment processors, credit, debit and ATM card processing networks, data processing companies, marketing and other companies in order to offer and/or provide financial products and services to you, and in response to legal or regulatory requirement, court order and/or other legal process or investigation.

Online Information We Collect and Use

We may collect and use other information, such as:

Cookies: Cookies are pieces of data stored directly on the device you are using when you visit our website. Cookies allow us to collect information such as browser type,date and time spent on our website, and pages visited. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize and enrich your experience while visiting the website, and to recognize your device to allow your use of our online services. We also gather statistical information about the usage of the website in order to continually improve the design and functionality, to monitor responses to our advertisements, to understand how customers use the website, and to assist us with resolving website questions. You can refuse to accept these cookies and most devices and browsers offer their own privacy settings for cookies. You will need to manage your cookie settings for each device and browser you use. However, if you do not accept these cookies, you may experience some inconvenience in your use of the website and some online services. For example, we may not be able to recognize your device and you may need to answer challenge questions each time you log on. You also may not receive advertising or other offers from us that are relevant to your interests and needs.
IP Address: Your IP Address is a number that is automatically assigned to the device that you are using by your Internet Service Provider (ISP). An IP Address is identified and logged automatically in our server log files whenever a user visits the website, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the internet and is done automatically by many websites. We use IP Addresses for purposes such as calculating website usage levels, helping diagnose server problems, and administering the website.

Advertising and Marketing

If you prefer Ewa FCU not to send you advertisements and other marketing information (including loan preapprovals) you can opt out by calling 808-681-3033.

Protecting Your Information, Confidentiality, and Security

We protect the information we collect about you by maintaining physical, electronic, and procedural safeguards. These safeguards restrict access to your confidential information to only authorized personnel with specific need to access and utilize your information. We train our employees in how to handle your information to maintain confidentiality and privacy. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer and system safeguards and secured files and buildings.

Links to Other Websites

We may provide links to other websites. If you follow links to websites not controlled by Ewa FCU, you should review their privacy policies and other terms, as they may be different from our website.

Terminated Relationships

If your Ewa FCU account relationship is terminated, we will not share information we have collected about you, except as permitted or required by law.

Updates to this Privacy Notice

This Privacy Notice is subject to change. Please review it periodically. If we make any changes, we will revise the "Last updated" date at the top of this Notice. Any changes to this Notice will become effective when posted on this website. Your use of the website following these changes means that you accept the revised Notice.

What Members Can Do to Help Protect Your Information

While Ewa FCU is committed to protecting the privacy of its members, members can help by following these simple guidelines:

Protect your account numbers, plastic card numbers, personal identification numbers (PINs) or passwords. Never keep your PIN with your card, which can provide free access to your account if your card is lost or stolen.

Use EXTREME caution when giving out your account numbers, social security numbers, etc. to other people. If someone calls you saying they are from the credit union and asks to verify your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.

Keep your Ewa FCU account information current at all times. If we detect potentially fraudulent or unauthorized activity on your account, we will attempt to contact you immediately. If your account information is inaccurate, incomplete, or not current, you can update it through our Online Banking Service (you must be registered) by selecting "Account Settings" and updating the appropriate information. You can also update your information by writing to us at Ewa FCU PO Box 60459 ‘Ewa Beach, HI 96706-7459, or by visiting us at the office.

Contact Us

If you have any questions regarding this Privacy Notice, call us at 808-681-3033 or write to us at:

Ewa Federal Credit Union
PO Box 60459
Ewa Beach HI 96706-7459